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Six steps to getting your first home-
- Home purchase plan
- Personal budget analyser
- How much can you borrow calculator
- Selecting a finance solution
- Get pre-approval
- Find your new home
We can arrange development finance for residential, commercial, office, industrial, retail and hospitality orientated property throughout Australia and can also obtain funding for land subdivisions.
Development finance can be structured in many ways, tailored to the specific needs of the project. Typical development funding structures fall into two main categories; hard cost based facilities and the GRV based facilities:
What are your options if you don’t quite fit the “normal” lending criteria
There are many reasons why you may have been refused credit. They usually fall into the following criteria:
- You have a blemished credit history
- You have a less than perfect repayment history
- The property security is not in “acceptable areas or postcodes”
- The property security has been valued at below original expectation
- Your employment history is unusual or erratic
- You are self-employed and have not been in business for more than 2 years
- You do not have up to date tax returns or business figures
- You are living and working overseas
- You are a recently arrived immigrant
If you are self-employed or would like to be your own boss then there is now are range of finance available that can cater to the needs of business people. Finance is becoming more flexible to deal with the diverse needs of business and business owners. New and existing lenders are designing innovative solutions for this growth market. This includes finance for -
- residential, commercial & rural real estate
- vehicles & equipment
- working capital
- business development
- management buyout
We offer standard commercial and specialized commercial financing solutions for specific property asset classes such as motels, caravan parks, management rights, etc. Specialised types of security are often difficult to fund because many lenders do not have the expertise, experience or product range to cater for these specialized asset types.
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